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Credit card, first time to apply. Advise?

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Hi, just wanna hear some piece of advice from you guys. I'm 23 years old, 2 years na sa company. above minimum naman sahod ko And I'm planning to apply Credit card. wala akong any postpaid plan. as in wala din akong savings. Naisip ko lang kumuha ng credit card for emergency purposes na din. Any idea sang bank maganda mag apply?:):naughty::bashful:

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